A friend told me about iPass Safe, and I am really grateful. Between work and home I have dozens of passwords that must be changed regularly for security purposes. Before finding this app, I literally had a folder full of post-it notes where I wrote down all my passwords. Now, they are all safely encrypted on my iPhone and its easy to keep everything current. Credit card information, bank account logins, frequent flier accounts, email and websites all easily accessible and secure. The app is very flexible and user friendly. You can keep it very simple, or be much more elaborate in your organizational approach. I could not recommend this app more highly!